Commercial Auto Insurance in Douglasville, GA
At Orbit Insurance & Multiservice, we understand how essential vehicles are in supporting a business’ daily operations. Without it, your business may face substantial losses if a vehicle is damaged by a covered risk or an employee gets into an accident while driving.
Why Does It Matter?
Commercial auto insurance is designed specifically for vehicles used in business activities, offering broader coverage and higher limits to address the risks a business may face while delivering goods or visiting clients. In addition, Georgia law requires businesses to carry minimum liability coverage for commercial vehicles.
What Does It Cover?
In general, a commercial auto insurance policy offers coverage for the following:
- Losses caused by colliding with another vehicle or an object
- Damage caused by natural disasters, fire, theft and vandalism
- Third-party medical and other expenses if an employee is liable for causing bodily injuries to another person while operating a company-owned or leased vehicle
- Expenses related to causing damage to someone else’s property
- Your losses if a vehicle is hit by an at-fault driver with inadequate liability coverage
How Much Does a Policy Cost?
The cost of a commercial auto policy can be influenced by several factors. These may include, but are not limited to:
- Employees’ driving records
- Claims history
- Location
- Fleet characteristics (e.g., make, model, year, value)
- Deductible
- Coverage selection
How Our Team Supports Your Business
Our team can help you assess your risks and recommend appropriate coverage that meets the needs of your business. Contact Orbit Insurance & Multiservice today to request a personalized quote.