Does Your Business Need General Liability Insurance for Remote Work?

From small startups to large corporations, remote work continues to transform and shape the way businesses operate. While remote work may offer more flexibility and cost savings, business owners may question how it can affect the insurance coverage they should carry.

What Is General Liability Insurance?

A general liability insurance policy may offer the following coverages:

• Bodily injury coverage may help cover medical expenses and legal fees if someone is injured on your business premises or because of your business operations, excluding employees.

• Property damage coverage may help pay for repair or replacement costs if your business activities cause damage to someone’s property.

• Personal and advertising injury coverage may help cover the legal costs associated with claims of defamation, copyright infringement or slander related to your business’s advertising practices.

These coverages are typically associated with physical business locations, but liability risks still exist in remote operations.

General Liability Insurance Coverage in a Remote Setup

General liability insurance can still help financially cover risks businesses face while operating remotely, such as advertising injury. Even if your business operates entirely online, other businesses or clients may still require proof of general liability insurance. Check with your insurer to make sure your insurance is compliant with all local and federal laws and regulations.

Contact Us

The team at Orbit Insurance & Multiservice in Douglasville, GA can help you find the right coverage for your business’s needs and budget. Contact us today for a quote or more information.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.