{"id":5340,"date":"2026-09-15T09:02:15","date_gmt":"2026-09-15T14:02:15","guid":{"rendered":"https:\/\/www.orbitinsurancemultiservice.com\/?p=5340"},"modified":"2026-09-15T09:02:15","modified_gmt":"2026-09-15T14:02:15","slug":"why-some-motorcycle-brands-have-lower-or-higher-insurance-claim-rates","status":"publish","type":"post","link":"https:\/\/www.orbitinsurancemultiservice.com\/es\/sin-categorizar\/why-some-motorcycle-brands-have-lower-or-higher-insurance-claim-rates\/","title":{"rendered":"Why Some Motorcycle Brands Have Lower or Higher Insurance Claim Rates\u00a0"},"content":{"rendered":"

The motorcycle brand you choose can affect more than your riding experience. Understanding why brands have higher premiums than others can help you make a better decision on your insurance coverage<\/a> before you buy a new bike.<\/p>\n

Understanding Claim Rates and Your Bike Choice<\/h2>\n

Insurers track claims data by make, model and category, which can shape how they price coverage. Manufacturers that build bikes with higher horsepower-to-weight ratios, limited rider-assist technology or parts that are costly to replace tend to have higher claim frequency and severity over time.<\/p>\n

Factors That Influence Claim Frequency<\/h2>\n

The following variables can affect where a specific motorcycle brand may land on the risk spectrum:<\/p>\n